Earnest Money Deposit Loans

Lock Down Deals with Confidence — No Cash Needed

Fuel My Deal provides fast, reliable earnest money deposit funding to wholesalers and investors — so you can secure contracts without tying up your own cash. We can fund EMDs up to $100,000.

What is EMD funding?

Earnest money deposits are the initial good-faith funds required to lock a contract. Our earnest money deposit loans cover this cost for you, giving you the freedom to win deals fast and stay cash-flow positive.

Who Qualifies?

Wholesalers: No proof requirements; just a solid deal and contract.
Investors: Must have completed at least 3 flips and provide proof with HUDs or closing statements.

Submit Your Deal

How It Works

Submit your purchase contract with due diligence/inspection expiration date and anticipated closing date (must be within 30 days).
Once approved, pay the admin fee of $500 or 1% of the EMD amount, whichever is greater (this is non-refundable and is applied to the return fee at closing).
Funds are sent directly to the title company or escrow agent to secure your contract.
Close your deal

Submit Your Deal

Important Details

Fee: 40% of the EMD amount or $1,500 minimum
whichever is greater, taken from your return at closing. The upfront admin fee you pay is credited against this amount.
Refundable EMD: The earnest money must be refundable during the inspection/due diligence period.
Mutual Release Required: A signed mutual release from the seller is required to ensure smooth cancellation and fund recovery if needed.
Closing Date: Closing must occur within 30 days of funding; extensions are possible but subject to additional fees.