A refinance replaces your existing loan with a new one — either to take equity out of the property (cashout) or to get more favorable terms (rate-term).
Common refinance scenarios:
Your current loan has a high interest rate or short term
You want to switch from a bridge loan to long-term financing
You want to pull out cash to fund another investment
You’re stabilizing a rental and want a DSCR loan
You just finished a flip or rehab and want to tap the new equity
Submit your current loan info and goals (cash out, better rate, longer term, etc.)
We review the property’s value, rent roll, and your overall strategy
You get matched with the right loan product and lender
Close and either cash out or lock in a better loan
Current mortgage statements or payoff
Property details (purchase date, rehab work if applicable)
Appraisal or valuation
Lease agreements (for rental properties)
Business entity documents
Investors looking to free up capital to keep scaling
Property owners who want to ditch expensive or restrictive loans
Landlords with stabilized rentals ready for long-term financing
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